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Some Australian loan providers will think about unemployed candidates for a financial loan, provided that the applicant suits the financing needs and gets an income that is eligible. This guide covers options that are borrowing you are unemployed, the eligibility requirements candidates must fulfill and alternate loan options.
Pecuniary hardship
If you are experiencing pecuniary hardship and want to talk with someone at no cost monetary counselling, it is possible to phone the Financial Counsellors hotline on 1800 007 007. It really is open from 9:30am to 4pm, Monday to Friday. When you compare term that is short, be certain to take into account any charges, costs and prices you might be charged. It is vital to consider your entire options before using for almost any kind of credit.
Warning about Borrowing
You may not require a loan today? *
It could be costly to borrow smaller amounts of cash and borrowing might not solve your cash problems.
Look at your options before you borrow:
- For information regarding additional options for handling bills and debts, ring 1800 007 007 from any place in Australia to speak with a free of charge and independent monetary counsellor
- Speak to your electricity, fuel, phone or water provider to see if you’re able to work down a repayment plan
- In the event that you take federal government advantages, ask if you’re able to get an advance from Centrelink: mobile: 13 17 94
