HomeChoice is just a downpayment help, 2nd real estate loan system for qualified borrowers that have a impairment or that have a relative with an impairment coping with them. Funds as much as $15,000. HomeChoice combines with House Key and Residence Advantage very first home loan programs. One-on-one guidance is needed.
STARTING OUT
The step that is first to satisfy with HomeChoice Lender in your town that is trained regarding the HomeChoice system. The HomeChoice Lender should determine if you’re qualified to receive the HomeChoice 2nd mortgage program and certainly will then refer you to definitely a freeHomebuyer Education Seminar and a HomeChoice trained company. For extra trained lenders or providers, please [email protected] that is emailDietrich or call 206-464-7139 or 800-767-4663.
PROGRAM DESCRIPTION
The HomeChoice 2nd Mortgage system is a Downpayment Assistance Program for low- to-moderate earnings individuals with a impairment or that have a member of family having a impairment coping with them and be eligible for Home Advantage mortgage loan program that is first. A 1.00per cent rate of interest from the Downpayment Assistance loan system for first-time homebuyers (borrowers that haven’t owned and occupied their main residence when you look at the previous 3 years). In the event that you purchase in a targeted area you don’t have to become a first-time homebuyer.
OPTIMUM INCOME LIMITS at the time of 5/6/2019*
Other Counties $86,300
* Other demands may use. Please consult your service or lender provider to validate the limitations. HomeChoice borrowers additionally must complete A commission-sponsored homebuyer training seminar just before booking of funds.
ADVANTAGES
This program offers as much as $15,000 per home in a 1.00per cent interest, re payment deferred mortgage that is second. 2nd mortgages are due whenever house comes, or if house is refinanced or after three decades.
PARTICIPATING LENDERS
You want to thank the next loan providers due to their involvement into the HomeChoice Downpayment Assistance Program within the last few 12 months: (Verify home financing company or specific: www. Nmlsconsumeraccess.org)
Adams
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, Phone: (509) 362-1453, e-mail: matt. [email protected] Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected] The Arc of Spokane, Loretta Cael, (509) 789-8326
Asotin
Ty Windhorst, NMLS #934314, Heritage mortgages, Spokane, mobile: (406) 360-0594, e-mail: [email protected] Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected]
Benton
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected] Steve Morgensen, NMLS #506335, HomeStreet Bank, Spokane, Phone: (509) 723-8030, e-mail: steve. [email protected]
Chelan
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. [email protected]
Clallam
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: [email protected]
Clark
Angie Stillman, NMLS #114291, Umpqua Bank, Vancouver, mobile: (360) 609-3022, e-mail: [email protected] Leslie Girard, NMLS #58461, Evergreen mortgages, Vancouver, mobile: (360) 254-2610, e-mail: [email protected] JSandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, Email: [email protected]
Columbia
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected]
Cowlitz
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: [email protected] Sandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: [email protected]
Douglas
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, Phone: (509) 590-1438, e-mail: [email protected] Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. [email protected]
Ferry
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: [email protected] Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: [email protected] Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: [email protected] The Arc of Spokane, Loretta Cael, (509) 789-8326
Franklin
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: [email protected] Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected]
Garfield
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: [email protected]
Give
Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: [email protected] Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, mobile: (406) 360-0594, Email: [email protected]
Grays Harbor
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, Phone: (206) 310-3402, e-mail: [email protected]
Island
Joshua Henry, NMLS #399700, Caliber mortgage loans, Bellingham, mobile: (360) 224-0841, e-mail: joshua. [email protected] Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. [email protected]
Jefferson
See Clallum and Kitsap
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: [email protected] Brent G Schoeppel, NMLS #404618, LeaderOne Financial, Federal Method, mobile: (253) 468-9979, e-mail: [email protected] Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, Email: karin. [email protected] Jeannet A. Gil, NMLS #889009, HomeStreet Bank, Seattle, mobile: 206-518-4050, e-mail: jeannet. [email protected] Brian Rutt, NMLS #350347, US Bank, Kent, mobile: (253) 359-1883, e-mail: brian. [email protected] Tracy O’Donnell, NMLS #982210, Caliber mortgages, Kent, mobile: (206) 310-2975, e-mail: tracy. [email protected] Annette M Schmidt, NMLS #287955, Academy Mortgage, Federal Method, mobile: (253) 347-5052, e-mail: annette. [email protected] Mark Williams, NMLS #205465, Evergreen mortgage loans, Bellevue, mobile: (425) 748-8901, e-mail: [email protected]
Kitsap
Stephen R Coupe, NMLS #98160, Directors Mortgage Inc, Silverdale, mobile: (360) 698-3020, e-mail: [email protected] Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. [email protected] Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. [email protected] Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, Phone: (253) 864-6222, e-mail: Sunny. [email protected]
Kittitas
Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. [email protected]
Klickitat
See Clark and Yakima
Lewis
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: [email protected]
Lincoln
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, Email: Kim. [email protected] Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, Email: [email protected] The Arc of Spokane, Loretta Cael, (509) 789-8326
Mason
Brenda Leech, NMLS #329499, Academy mortgage Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. [email protected]
Okanogan
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, Email: [email protected] Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: [email protected]
Pacific
Cristie Stapp, https://quickpaydayloan.info/payday-loans-nm/ NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: [email protected]
Pend Oreille
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. [email protected] Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: [email protected] Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: [email protected] The Arc of Spokane, Loretta Cael, (509) 789-8326
Pierce
Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, Email: Sunny. [email protected] Ricky Gilbert, NMLS #294775, Academy Mortgage Corporation, Bonney Lake, mobile: (253) 292-3375, e-mail: ricky. [email protected] Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, Email: brenda. [email protected] Rick cost, NMLS #234989, Academy Mortgage, Tacoma, mobile: (253) 279-0670, e-mail: rick. [email protected] Steven Wright, NMLS #201189, Movement Mortgage, Puyallup, mobile: (253) 230-8622, Email: steven. [email protected] Jeff Wood, NMLS #698240, HomeStreet Bank, Gig Harbor, mobile: (206) 369-8939, e-mail: jeff. [email protected]
San Juan
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: [email protected] Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. [email protected]
Skagit
Joshua Henry, NMLS #399700, Caliber mortgages, Bellingham, mobile: (360) 224-0841, Email: joshua. [email protected] Melanie S Pysden, NMLS #384009, Caliber mortgage loans, Bellingham, Phone: (360) 543-8538, e-mail: [email protected]
Skamania
Snohomish
Cheryl Taylor, NMLS #792716, Fairway Independent Mortgage Corporation, Lynnwood, mobile: (206) 218-5825, e-mail: cheryl. [email protected] Jason Gosser, NMLS #120413, Guild Mortgage business, Everett, mobile: (425) 330-1314, e-mail: [email protected] Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: [email protected]
